What if I want to send money to someone whose bank or credit union does not offer Zelle®?

You can find a full list of participating banks and credit unions live with Zelle® here.

If your recipient’s bank or credit union is not on the list, do not worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle® by downloading the Zelle® app for Android and iOS.

To enroll with the Zelle® app, your recipient will enter their basic contact information, an email address or U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account¹ (does not include U.S. territories). Zelle® does not accept debit cards associated with international deposit accounts or any credit cards.

¹U.S. personal checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes.