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The monthly maintenance fee for the online Gold Global Account is $15 (Fifteen dollars). However, the customer can obtain a total exemption from the monthly maintenance fee by maintaining a minimum daily balance of $3,000 (Three thousand dollars) in the account on all days of the bank statement cycle OR by maintaining a minimum monthly average balance of $3,000 (Three thousand dollars) combined among linked accounts within the bank statement cycle. Linked accounts include: Checking Account, Savings Account, Money Market (Interest-Bearing Deposit), CD (Certificate of Deposit), and CD IRA (Individual Retirement Account) Accounts under the same banking relationship.